To start off its useful to have a couple thousand saved, although starting now is more important than waiting to have “enough”. Also more important than initial sum are deposits you can make over time, as they add up significantly. Even if you have no savings to start, if you save $500/month and earn 10% interest, after 10 years you will have a cool $101,000 (!!!) brokerage account, of which $60k was deposits (500×12×10) and $41k (!!!) you earned as interest.

Our goal is to achieve consistent, moderate gains while minimizing losses. We aim for an average annual return of 10%, with a focus on outperforming during market downturns and potentially underperforming during significant market upswings. Our strategy prioritizes capital preservation.

In down markets: we aim to lose less than the overall market. In up markets: we may not capture all the gains, but maintain steady growth. We recommend starting conservatively, preferring scenarios where we might:

Make 5% when the market rises 10%. Avoid losses or even gain 1-2% when the market drops 10%.

This approach helps avoid large drawdowns, which is crucial for long-term wealth building. Remember, a 50% loss requires a 100% gain just to break even.

We focus on simple, statistically probable strategies that don't require constant monitoring. While it can be useful to monitor more complex option strategies a couple of times a week, its absolutely possible to generate good returns with dead simple options strategies which after initial set up can be checked on 1-2 times a month to make sure they are on track or to adjust accordingly.

Investing responsibly using options doesn’t require complicated math or statistical knowledge beyond a high school level. The real challenge isn’t learning the theoretical knowledge, its making the transition from theoretical knowledge (or even paper trading) to risking your hard earned cash, and that is where 1:1 mentoring or portfolio review is really useful, because mistakes can be costly. The cost of mentorship pays for itself via improved performance and mistakes avoided.

Our overarching goal is to equip you with the tools and knowledge necessary to become an independent investor. We aim to empower you so that eventually, you won’t need us anymore. However, we’re here for as long as you like, providing personalized guidance and support throughout your investment journey.

Whether you're just starting or looking to refine your strategies, we offer ongoing support through workshops, portfolio reviews, and one-on-one mentoring. Your confidence and competence in options investing are our top priorities, and we are committed to helping you achieve long-term financial success at your own pace.

Absolutely not. Our investing premise is that time in the market is more important than timing the market. Is it possible the market will go down? Yes. Is it possible you could lose some money just after you start investing? Yes. But we recommend scaling into (and out of) positions such that even if the market does go down, it enables us to lower our entry point. Fortunes have been missed out on waiting for a market crash, just look at the graph from 2009-2022. The best time to invest was 10 years ago. The second best time is now.